Privacy Policy and Terms of Use

1. Who is responsible for your data

The controller of the personal data collected on this site is [legal name of the entity], with registered office at [full address], registration number [tax/company number] (“Meridio Advisors”).

For privacy questions or to exercise your rights, contact us through the site's form or at [dedicated email, for example privacy@meridioadvisors.com].

2. What data we collect

• Contact form: name, organisation, organisation's country (optional), email, area of interest (optional) and the message you send us.
• Technical data: the hosting server automatically logs data such as IP address, date and time of access and browser type, to keep the site secure and working.
• Cookie preference: we store the choice you made in the consent notice in your browser.

We do not ask for sensitive data. Please do not include it in your message.

3. Why we use the data and on what legal basis

• To reply to your request and, where relevant, prepare a proposal: steps taken at your request prior to entering into a contract (Article 6(1)(b) GDPR) and your consent (Article 6(1)(a)).
• Site security and abuse prevention, for example limiting automated submissions: legitimate interest (Article 6(1)(f)).
• Statistics and marketing, only if ever used and only with your consent (Article 6(1)(a)).

4. How long we keep the data

Messages received through the form are kept for [period, for example 12 months] after the last contact, unless they lead to a contractual relationship, in which case the applicable legal periods apply. Server logs are kept by the hosting provider for [provider period]. Your cookie choice is stored for 12 months.

5. Who we share data with

We do not sell personal data. We use providers that process data on our behalf:

• Hostinger [entity and country to confirm]: site hosting and sending of form messages.
• Google [confirm email service used]: receiving messages by email. This service may involve transfers outside the European Economic Area, carried out with the safeguards provided by the GDPR, such as adequacy decisions or standard contractual clauses.

6. Your rights

You may request access to, rectification or erasure of your data, restriction of or objection to processing, and data portability, under the GDPR. Where processing is based on consent, you may withdraw it at any time without affecting processing already carried out.

You also have the right to lodge a complaint with a supervisory authority. In Portugal, this is the Comissão Nacional de Protecção de Dados (www.cnpd.pt) [confirm the authority applicable to the entity].

7. Cookies and similar technologies

We only use what is strictly necessary for the site to work. Other categories are only enabled with your consent, which you can change at any time under Manage cookies.

8. Terms of use

• The content of this site is for information only and does not constitute financial, legal or investment advice. Any engagement is defined in a specific proposal.
• The Meridio brand, logo and site content belong to [brand owner] and may not be reproduced without permission.
• Links to third-party sites are provided for convenience; we are not responsible for their content.
• These terms are governed by [governing law and jurisdiction].

9. Changes

We may update this policy. The date of the last update is shown at the top of this page.